Welcome to NEST. Let's start saving for their future.


Saving for college may seem overwhelming. It raises questions like: When do I need to start saving? Can I afford to save? How much should I save? Why should I save with a 529 plan? And there are several "what-ifs" to consider: What if my child receives a scholarship? What if my financial situation changes suddenly? The list goes on…

Here's the good news: Your financial advisor understands your questions and is with you, every step of the way.

When should I start?

Start as early as you can. When you start early, your money has more time to add up.*


*This chart illustrates an investment of $150 a month on the first day of the month into a college savings account that earns 7% per year, compounded monthly until the child is 18 years old. This hypothetical is for illustrative purposes only. It does not reflect an actual investment in any particular college savings plan or in the NEST 529 Advisor Plan.

How much should I save?

Not many families can afford to save the entire cost of higher education. This simple calculator provides you with a basic snapshot of how your savings could grow. Work with your financial advisor to assess the risk involved with investing and customize a college savings strategy that best fits into your financial plan.

See how much your savings could grow.*

How much can you afford to save?
Slide the bar to the amount you can afford to save each month.
  • $50
  • $100
  • $200
  • $300
  • $400
You could save $38,949.50

Your financial advisor can help you to develop an extensive report with this comprehensive calculator.

Why save with a 529 plan?

Most state 529 college savings plans offer tax advantages, a range of investment options and owner control and flexibility. There are many reasons to choose a 529 college savings plan over other ways to save.

Learn about NEST features and benefits

What if my child gets a scholarship?

That's fantastic. However, most students do not get full scholarships, and most families cannot afford to save the entire cost of college. Your plan to save for college should include income, savings, scholarships, loans and help from friends and family. And if your child does get a full scholarship there are many different ways to use what you have saved. Your financial advisor will be there to guide you through these decisions.

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How America Pays for College 2016 SallieMae® and Ipsos Public Affairs

What if my financial situation changes?

As an account owner, you are in control of all aspects of your account. If, for some reason, your financial situation changes, you can take a distribution from your account. Please contact your financial and tax advisors to discuss possible consequences on a non-qualified withdrawal.1