State Street MSCI®1 ACWI ex USA Index Individual Investment Option2

Strategies: Seeks an investment return that approximates as closely as practicable, before expenses, the performance of the MSCI ACWI ex USA Index over the long term.

Risks: There are risks involved with investing, including possible loss of principal. Generally, among asset classes, stocks are more volatile than bonds or short-term instruments. Stock values fluctuate in response to the activities of individual companies and general market and economic conditions. Investing in foreign domiciled securities may involve risk of capital loss from unfavorable fluctuation in currency values, withholding taxes, from differences in generally accepted accounting principles or from economic or political instability in other nations. Additionally, an investment in this investment option is subject to a number of risks, which include but are not limited to: Conflict of Interest Risk, Counterparty Risk, Currency Risk, Custodial Risk, Derivatives Risk, Emerging Markets Risk, Geographic Concentration Risk, Index Risk, Investment Risk, Issuer Risk, Leveraging Risk, Limited Investment Program Risk, Liquidity Risk, Market Capitalization Risk, Non-U.S. Securities Risk, Portfolio Turnover Risk, Risk of Investment in Other Pools, Small and Micro-Cap Companies Risk, and Tax Risk. A description of the risks of investing in this Portfolio is available in the Portfolio's Strategy Disclosure Document which is available from Program Manager upon request.

Risk management does not promise any level of performance or guarantee against loss of principal. State Street encourages investors to seek the advice of well-qualified financial and tax advisors, accountants, attorneys and other professionals before making any investment or retirement decision.

Prices and Performance: Click here to review.

Expense Ratio: The estimated overall expense ratio for this Portfolio is:

CLASS A
Underlying Estimated Fund Expenses:3 0.09%
Program Management Fee: 0.27%
State Administrative Fee: 0.03%
Marketing and Distribution Fee: 0.25%
TOTAL: 0.64%
 
CLASS C
Underlying Estimated Fund Expenses:3 0.09%
Program Management Fee: 0.27%
State Administrative Fee: 0.03%
Marketing and Distribution Fee: 1.00%
TOTAL: 1.39%


Click to Review: Fact Sheet, Strategy Disclosure Document

1 The MSCI ACWI ex USA Index is a trademark of MSCI Inc.
2 State Street Bank and Trust Co. ("SSBT"), through its investment management division State Street Global Advisors, has been appointed as discretionary trustee over the assets invested in these trust accounts and if properly authorized in applicable legal documents, SSBT may commingle the particular trust property for which SSBT is also trustee into a bank maintained common trust fund. These trust accounts are exempt from registration with the Securities and Exchange Commission. The underlying estimated fund expense does not include additional custody, transaction or auditing costs.
3 As of May 1, 2013.

Historical prices: Search for historical price information